Dar Credit and Capital Limited IPO Details
SME
Dar Credit and Capital IPO opens for subscription on 21 May 2025 and closes on 23 May 2025. The IPO will be listed on NSE with the tentative listing date set for 28 May 2025.
Dar Credit and Capital IPO price band has been fixed at ₹57 – ₹60 per share.The face value is ₹10 per share with a lot size of 2000.
Dar Credit and Capital IPO total issue size comprises 42,76,000 shares (aggregating up to ₹25.66 Cr). This includes a fresh issue of 42,76,000 shares (aggregating up to ₹25.66 Cr). Pre-issue shareholding stands at 1,00,00,000, which will increase to 1,42,76,000 post-issue.
Dar Credit and Capital IPO carries a ₹10 (16.7%) GMP, reflecting investor sentiment.
Dar Credit and Capital IPO Lot Size : Retain Minimum is 1 lot (2,000 shares) amounting to ₹120,000. Retain Maximum is 1 lot (2,000 shares) amounting to ₹120,000. SHNI Minimum is 2 lots (4,000 shares) amounting to ₹240,000.
The Lead Managers for Dar Credit and Capital IPO are crucial for the offering's success. They are responsible for a wide range of tasks, including preparing the company for the public market, managing the regulatory filings, and marketing the IPO to potential investors. The lead manager for this offering is GYR Capital Advisors Private Limited. To assess their past performance and success in previous IPOs, you can view the Lead Manager Performance Summary report.
For SME (Small and Medium-sized Enterprise) IPOs, a Market Maker is appointed to ensure liquidity and stability for the stock once it is listed. They do this by continuously quoting bid and ask prices, ensuring there is a market for the shares. The appointed market maker for this IPO is Smc Global Securities Ltd.. You can analyze their track record by checking the Market Maker Performance Summary report.
For detailed information, Refer to the Dar Credit and Capital Limited RHP.
Dar Credit and Capital IPO Details
Dar Credit and Capital IPO Subscription
Dar Credit and Capital IPO Application Wise Breakup
Dar Credit and Capital IPO Dates
- 21 May 2025Opening dateOPD
- 23 May 2025Closing dateCOD
- 26 May 2025Allotment Date BOA
- 27 May 2025Initiation of RefundsIOR
- 27 May 2025Credit of SharesCOS
- 28 May 2025Listing dateLID
Dar Credit and Capital IPO Lot Size
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retain Minimum | 1 | 2000 | ₹120,000 |
| Retain Maximum | 1 | 2000 | ₹120,000 |
| SHNI Minimum | 2 | 4000 | ₹240,000 |
| SHNI Maximum | 0 | 0 | ₹ |
| BHNI Minimum | 0 | 0 | ₹ |
Dar Credit and Capital IPO Reservation
Promoter Holding
Dar Credit and Capital IPO Valuations
Dar Credit and Capital Financial Information
| Period Ended | 30 Jun 2024 | 31 Mar 2024 | 31 Mar 2023 |
| Assets | 230.1 | 235.06 | 186.79 |
| Revenue | 10.19 | 33.01 | 25.57 |
| Profit After Tax | 1.52 | 3.68 | 2.72 |
| Net Worth | 66.35 | 65.34 | 62.15 |
| Reserves and Surplus | 56.35 | 55.34 | 52.15 |
| Total Borrowing | 159.25 | 165.58 | 120.45 |
| Amount in ₹ Crore | |||
About Dar Credit and Capital IPO
Incorporated in 1994, Dar Credit and Capital Limited is a Non-Banking Finance Company (NBFC) offering three primary types of financial products: (i) Personal Loans, (ii) Unsecured MSME Loans, and (iii) Secured MSME Loans.
The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities.
Additionally, DCCL extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
As of September 30, 2024, DCCL operated in 35 locations across Rajasthan, Gujarat, West Bengal, Madhya Pradesh, Chhattisgarh, Bihar, and Jharkhand.
The company's loan portfolio was moderately diversified, comprising 44.46% personal loans to individuals, 40.12% micro loans, 2.65% unsecured SME loans, and 12.76% secured MSME loans.
As of November 2024, the company had 223 employees.
Strength Of Dar Credit and Capital IPO
- Quick loan processing and flexible lending for varied customer needs.
- Strong understanding of local markets and regional customer preferences.
- Innovative use of technology for efficient loan processing and disbursement.
- Experienced management team with deep financial and operational expertise.
- Attractive interest rates combined with shorter processing times.
- Strong underwriting process and proactive risk management strategies.
- Established branch network supporting localized service and customer reach.
Risk Of Dar Credit and Capital IPO
- Vulnerable to interest rate volatility affecting net interest margins.
- Heavy reliance on borrower information for credit assessments.
- Moderate safety credit rating; risk of potential downgrades.
- IT system disruptions could severely impact business operations.
- Geographical concentration risk from top two revenue states.
- High competition in MSME lending segment challenging market position.
- Dependency on effective internal controls for financial accuracy.
Objectives Dar Credit and Capital IPO
1. Augment the capital base of the Company
2. General Corporate Purposes
3. Issue Expenses
Company Contact Details
Dar Credit and Capital Limited
Business Tower, 206
AJC Bose Road
6 th Floor, Unit No. 6B,
Phone: +91 9883847875
Email: co.secretary@darcredit.com
Website: https://www.darcredit.com/
Registrar Contact Details
Lead Mangers
Lead Manager Reports
Market Maker
Market Maker Reports
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