Finbud Financial Services IPO Details
SME
Finbud Financial Services IPO opens for subscription on 06 Nov 2025 and closes on 10 Nov 2025. The IPO will be listed on NSE with the tentative listing date set for 13 Nov 2025.
Finbud Financial Services IPO price band has been fixed at ₹140 – ₹142 per share.The face value is ₹10 per share with a lot size of 1000.
Finbud Financial Services IPO total issue size comprises 50,48,000 shares (aggregating up to ₹71.68 Cr.). This includes a fresh issue of 50,48,000 shares (aggregating up to ₹71.68 Cr.). Pre-issue shareholding stands at 1,40,01,480, which will increase to 1,90,49,480 post-issue.
Finbud Financial Services IPO carries a ₹11 (7.75%) GMP, reflecting investor sentiment.
Finbud Financial Services IPO Lot Size : Individual Minimum is 2 lots (2,000 shares) amounting to ₹284,000. Individual Maximum is 2 lots (2,000 shares) amounting to ₹284,000. SHNI Minimum is 3 lots (3,000 shares) amounting to ₹426,000. SHNI Maximum is 7 lots (7,000 shares) amounting to ₹994,000. BHNI Minimum is 8 lots (8,000 shares) amounting to ₹1,136,000.
The Lead Managers for Finbud Financial Services IPO are crucial for the offering's success. They are responsible for a wide range of tasks, including preparing the company for the public market, managing the regulatory filings, and marketing the IPO to potential investors. The lead manager for this offering is SKI Capital Services Ltd. To assess their past performance and success in previous IPOs, you can view the Lead Manager Performance Summary report.
For SME (Small and Medium-sized Enterprise) IPOs, a Market Maker is appointed to ensure liquidity and stability for the stock once it is listed. They do this by continuously quoting bid and ask prices, ensuring there is a market for the shares. The appointed market maker for this IPO is SKI Capital Services. You can analyze their track record by checking the Market Maker Performance Summary report.
For detailed information, Refer to the Finbud Financial Services Limited RHP.
Finbud Financial Services IPO Details
Finbud Financial Services IPO Subscription
Finbud Financial Services IPO Application Wise Breakup
Finbud Financial Services IPO Dates
- 06 Nov 2025Opening dateOpen
- 10 Nov 2025Closing dateClose
- 11 Nov 2025Allotment Date Allotment
- 12 Nov 2025Initiation of RefundsRefund
- 12 Nov 2025Credit of SharesCredit
- 13 Nov 2025Listing dateListing
Finbud Financial Services IPO Lot Size
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Individual Minimum | 2 | 2000 | ₹284,000 |
| Individual Maximum | 2 | 2000 | ₹284,000 |
| SHNI Minimum | 3 | 3000 | ₹426,000 |
| SHNI Maximum | 7 | 7000 | ₹994,000 |
| BHNI Minimum | 8 | 8000 | ₹1,136,000 |
Finbud Financial Services IPO Reservation
Promoter Holding
Finbud Financial Services IPO Valuations
Finbud Financial Services Financial Information
| Period Ended | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
| Assets | 68.93 | 44.97 | 27.47 |
| Total Income | 223.50 | 190.28 | 135.57 |
| Profit After Tax | 8.50 | 5.66 | 1.83 |
| EBITDA | 14.66 | 10.59 | 4.23 |
| Net Worth | 35.98 | 11.79 | 6.13 |
| Reserves and Surplus | 21.98 | 11.77 | 6.12 |
| Total Borrowing | 18.51 | 12.43 | 7.40 |
| Amount in ₹ Crore | |||
About Finbud Financial Services IPO
Incorporated in July 2012, Finbud Financial Services Limited is a loan aggregation platform in India, assisting individuals in obtaining personal, business, and home loans from banks and non-banking financial companies.
The company offers following services:-
- Offer Comparison: Finbud helps customers compare loan offers from multiple lenders.
- Recommend products:;Finbud advises customers on the best loan product.
- Documentation: Finbud helps customers with the loan documentation process.
- Commission: Finbud earns a commission from the lenders when a loan is disbursed.
The company offers the following Product Offerings
- Personal Loans: Unsecured loans for salaried individuals, averaging INR 10 lakhs, forming the most significant revenue source from agents.
- Business Loans: Unsecured loans for SMEs, averaging INR 20 lakhs, significantly contributing to overall revenue.
- Home Loans: Secured loans for home purchases or property mortgages for individuals and SMEs.
Strength Of Finbud Financial Services IPO
- Strong portfolio and diverse range of Loan products across consumer preferences.
- Diversified revenue from multiple locations and geographies of India.
- Strategic Partnerships with Banks and NBFCs.
- Capital-efficient and scalable business model.
- Experienced, aligned, and professional management team.
Risk Of Finbud Financial Services IPO
- Our business is heavily reliant on Agent channel sales, which constitute a significant portion of our total revenue. Any disruption to Agent channel sales operations, changes in consumer preferences, or inability to effectively grow our Digital channel sales could have a material adverse effect on our business, financial performance, results of operations, and future growth prospects.
- Our company has not complied with certain statutory provisions of the Companies Act. Such non-compliance may attract penalties and other actions against our Company and its Directors which could impact the financial position of us to that extent
- Concentration Risk from Dependency on a Few Key Lending Partners May Adversely Affect Our Business.
- Our Company has entered into certain related party transactions and may continue to do so in the future.
- We do not own the registered office, corporate office including branches from which we carry out our business activities. If there are issues such as non-renewal of rent agreements, disputes regarding the use of these premises, or disruptions in business operations due to actions by our business associates, our business and operational results could be adversely affected.
- Our Independent Directors have not passed the online proficiency self-assessment test conducted by Indian Institute of Corporate Affairs to approve proficiency of a person to be appointed as an Independent Director of any company
- There are certain pending legal proceedings involving our Company. Any adverse outcome of such proceedings may affect our business, financial condition and reputation.
- Our company has experienced delays and defaults in the payment of statutory dues, including taxes, duties, and other government levies.
- Our business is subject to seasonality. Lower revenues in the festive period of any Fiscal may adversely affect our business, financial condition, results of operations and prospects.
- Our business is critically reliant on partnerships with Banks and Non-Banking Financial Companies (NBFCs) for the distribution of financial products, and any disruption to these relationships or non-compliance with associated contractual obligations could adversely impact our operations, financial performance, and growth prospects.
Objectives Finbud Financial Services IPO
1. Working Capital Requirement
2. Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited
3. Funding for Business Development and Marketing Activities
4. Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company
5. General Corporate Purposes
Company Contact Details
Finbud Financial Services Ltd.
No.10, 1st Floor, 6th Main,
9th Cross
Jeevan Bhima Nagar
Bangalore Urban, Karnataka, 560075
Phone: +91 98862 32323
Email: cs@financebuddha.com
Website: https://www.financebuddha.com/
Registrar Contact Details
Lead Mangers
Lead Manager Reports
Market Maker
Market Maker Reports
Finbud Financial Services IPO - FAQs
The Finbud Financial Services IPO is a SME public issue comprising 5048000 equity shares with a face value of ₹10 each, aggregating to a total issue size of ₹71.68 Cr.. The issue price has been fixed at ₹142 per equity share, and the minimum application size is 1000 shares.
The IPO opens for subscription on 06 Nov 2025, and closes on 10 Nov 2025.
Skyline Financial Services Pvt Ltd has been appointed as the registrar to the issue. The equity shares are proposed to be listed on the NSE
As of now, the current GMP stands at ₹11 (7.75%).